Personal Financial Planner – Personal Budget & Expense Tracker

Take control of your money with your own Personal Financial Planner.

This planner is a complete budgeting system available as a Google Sheet or Excel spreadsheet (you’ll receive a PDF link instantly after purchase). Everything comes pre-built, organized, and ready for you to fill in each month—no setup required.

What’s Included

✔ Monthly Income Tracking
Enter all your income sources and watch your totals update automatically.

✔ Bills Overview
List recurring payments like rent, insurance, phone plans, or subscriptions.

✔ Expense Categories
Track everyday spending including groceries, dining out, transportation, and more.

✔ Savings Goals
Optional savings categories such as emergency funds, travel funds, or larger goals.

✔ Debt Tracking
Record credit cards, loans, or other debts and monitor your progress month by month.

✔ Detailed Expenses Tracker
A built-in transaction log that automatically organizes and categorizes your spending.

How It Works

Once you enter your numbers, the planner automatically:

• Tallies all your transactions

• Categorizes expenses

• Compares budgeted vs. actual amounts

• Displays a clean summary at the top of every monthly sheet:

Income
– Bills
– Expenses
– Savings
– Debts
= Monthly Total

You always know exactly where your money is going.

Annual Overview

Every entry you make updates your Yearly Dashboard, giving you a real-time, big-picture view of your entire financial year. Track growth, spending habits, and overall financial health at a glance.

Start budgeting in minutes

After purchase, you’ll receive a PDF in your email with a link to your Google Sheet.
Use it online or download the Excel version—whichever you prefer.